Your own health should be as high a priority as your financial health.
Medical treatment costs have exploded with the sophistication of modern medicine. These advances mean that life expectancy keeps rising, which accelerates the issue. Given this, and in order to fund the Social Security system long term, it is clear that health insurance services must be defined and an upper limit set.
Medical advances offer everyone the option of receiving comfort care above the minimum deemed necessary, which we can no longer live without.